I Am Preparing To File For Chapter 13 Bankruptcy, Should I Keep Paying My Bills?

Bankruptcy is a great way to wipe out some of your existing debts, consolidate the ones you'll still need to pay, and give you a fresh financial start. If you're planning on filing Chapter 13 bankruptcy soon, is it a wise decision to continue paying off your debts? There are some debts that should and should not be contributing to if bankruptcy is in your future. Mortgages The mortgage on your home is a secured debt when filing Chapter 13 bankruptcy, and your mortgage lender can foreclose on the home if you are no longer making payments. Read More 

4 Tips For Living Debt-Free And Avoiding Bankruptcy

Consumers all across the country are always looking for ways to save money, pay off debt or avoid debt completely. This is particularly true when you consider that recent reports show that 35 percent of Americans have debt that is at least 180 days delinquent and is now in collections. Whether or not debt has ever been a part of your life, here are four ways that you can move forward with your live and live it without incurring debt: Read More 

The Benefits Of Chapter 13 Bankruptcy Over Chapter 7 Bankruptcy

Are you trying to decide between Chapter 13 bankruptcy and Chapter 7 bankruptcy? Most people think about Chapter 7 when they're considering bankruptcy, but Chapter 13 can be very useful, too. A bankruptcy attorney can help you figure out the best solution for you. You Can End a Foreclosure or Repossession Process A Chapter 7 bankruptcy will allow you to stall a foreclosure or repossession, as debt collection actions cannot continue when you're in the process of declaring bankruptcy. Read More 

Before You File For Bankruptcy: Change Your Bank

By the time you've filed for bankruptcy, you've probably endured months of debt-collection calls and the stress of unpaid bills. Filing for bankruptcy should actually bring you a sense of relief and put a stop to the financial crisis. However, there's one thing that you need to do before you file for bankruptcy that's critical to keeping the process smooth. This is what you should know. Change Your Bank There are several reasons that you want to open a new bank account somewhere, all of which involve making sure that you have access to the money that you need for gas, groceries, and your regular monthly expenses. Read More 

How A Real Estate Attorney Can Help Save You Money

When going through the process of purchasing a home, many buyers do not think to hire a real estate attorney and this is sometimes a huge mistake. The reason people don't hire a real estate attorney is usually because they don't want to spend extra money on the cost of purchasing a home, however, a real estate attorney can help you save much more than you will be spending on using their services. Read More